What Makes it Unique?

Unlike most group health plans, the NAW Health Insurance Program uses something called a trust that was established by the NAW. The trust is an arrangement that allows participating member companies to join together with other NAW member companies nationwide, creating a larger risk pool that helps lower overall costs.

The coverage offered through the NAW Health Insurance Program not only covers day-to-day claim activity, but it also creates a special reserve fund. This fund can be used to offset future premium costs, as deemed appropriate by the trustees.

Quite simply, the NAW Health Insurance Program can help member companies benefit from favorable claims experience, which may translate to lower premium increases in the future. Plus, this program is exclusive to the NAW, which means member companies receive a customized, affordable solution through a source they know and trust.