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employer-sponsored

Posted August 15th, 2017 in Producers, Employers
Several states have continuation coverage laws in place, and Illinois is no different. In fact, the state of Illinois has three different continuation coverage laws: Illinois Continuation, Illinois Spousal Continuation, and Dependent Continuation. Each law applies to fully-insured group health plans and HMOs that are issued in the state of Illinois. The length of continuation coverage and the persons eligible for coverage vary depending on which law is in play. 
 
Posted July 13th, 2017 in Producers, Employers
Group health plans are almost always subject to the Employee Retirement Income Security Act of 1974, also known as ERISA.
 
This means employers must follow certain rules, such as:
 
  • Providing participants with important information in writing about plan features and funding.
  • Establishing an appeals and grievance process for participants to receive benefits from the plan.
  • Providing fiduciary responsibilities for those who manage and control plan assets.