Flexible Benefit Service LLC

5 COBRA Mistakes That Could Be Costing You and How to Avoid Them

admin — Thu, 08 Oct 2026 15:40:30 +0000

COBRA administration looks straightforward on paper: an employee has a qualifying event, you send a notice, they elect coverage or they don’t. In practice, it’s one of the more unforgiving corners of benefits compliance. The timelines are strict, the notice requirements are specific, and the penalties for getting it wrong can add up fast — …

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Before Open Enrollment Begins, Take a Look Back

admin — Tue, 15 Sep 2026 14:07:34 +0000

Open enrollment season is a good time to look ahead, but it’s also an opportunity to reflect on what happened last year. Taking a few minutes to review your previous enrollment experience can help you identify what worked, what didn’t, and where you can make improvements this year. Here are a few questions to consider …

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ICHRA Has a New Name: Introducing CHOICE Arrangements

admin — Mon, 07 Sep 2026 14:19:37 +0000

You may start seeing a new term in federal resources and benefits materials: CHOICE Arrangements. Here’s what it means for your program. On September 3, 2026, the Centers for Medicare & Medicaid Services (CMS) and the U.S. Small Business Administration (SBA) introduced a new public-facing name for Individual Coverage Health Reimbursement Arrangements (ICHRAs). They are …

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5 Ways to Boost Employee Engagement Now

admin — Wed, 24 Jun 2026 15:36:47 +0000

Open enrollment may still be a few months away, but now is the perfect time to lay the groundwork for a smooth, successful season. By starting early, you can help employees feel more informed, more confident, and more likely to participate in the benefits programs your organization offers. A little preparation now can save time …

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Commuter Benefits Frequently Asked Questions (FAQs)

admin — Thu, 26 Mar 2026 02:30:25 +0000

What is a Commuter Account?

A Commuter Account is an employer- sponsored benefit that allows you to pay for qualified workplace mass transit (Transit Account) and parking expenses (Parking Account) using money that is not taxed.

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Cafeteria Plans and Constructive Receipt

admin — Sat, 07 Feb 2026 08:33:44 +0000

Many employers offer a cash payment to employees who waive health insurance coverage. These cash payments are always taxable to employees who waive health insurance coverage, but did you know employees who elect the health insurance coverage may be subject to paying taxes on the cash payment that they didn’t receive?

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How to Help Employees Thrive in the New Work-Life World

admin — Tue, 04 Jun 2019 02:31:53 +0000

Happy employees are better employees. They're more engaged in their work, more loyal to their employers, and make more meaningful contributions toward company goals. That's not surprising.

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Future Looks Bright for HSAs

admin — Tue, 04 Jun 2019 02:29:40 +0000

Health Savings Accounts (HSAs) have seen tremendous growth in the past decade and are quickly becoming one of the most popular employee benefits. These accounts allow individuals who are enrolled in a Qualified High Deductible Health Plan to use tax-free dollars to pay for out-of-pocket healthcare expenses for themselves and their families.

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Why Broker Expertise Matters Now More than Ever

admin — Tue, 04 Jun 2019 02:23:12 +0000

In the continued war for talent, employers increasingly rely on benefits to help differentiate their organization and attract and retain better employees. Brokers have long played a critical role in this battle, helping employers build a better benefits package. But in today’s fast-changing workplace, a broker’s expertise on the multiple challenges their clients face is just as important as knowledge of the complicated benefits market.

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How does a commuter benefits account work?

admin — Thu, 30 May 2019 02:28:32 +0000

What is a Commuter Benefits Account?
A commuter benefits account is an employer-sponsored benefit program that allows you to set aside pre-tax funds in separate accounts to pay for qualified mass transit and parking expenses associated with your commute to work.

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