Health Savings Accounts (HSAs)


Current HSA participants

Open an HSA

My employer sent me here

I'm a consumer, I need an HSA


Current HSA clients

Request an HSA proposal

A Simple HSA for Everyone

Our HSA is available for individuals looking to take ownership and control of their healthcare. We also offer an employer HSA plan that allows businesses to integrate an HSA for participating employees.

Reward yourself for living a healthier lifestyle and save more with Health Savings Accounts from Flex. We offer exclusive features and resources that help you get the most of your HSA tax savings, including:

Flex provides the ideal combination of services that simplifies the HSA plan experience for any individual/employee or employer.

Plus, we are an integrated HSA vendor with compatible Blue Cross and Blue Shield (BCBS) group plans in Illinois, Montana, New Mexico, Oklahoma and Texas.

The integration includes enrollment and eligibility data for any BCBS members who are enrolled in an HSA-qualified high deductible health plan (HDHP). Flex is automatically notified about qualifying BCBS members from a group client and coordinates HSA enrollments directly with the members. 
Once enrolled, BCBS members can then easily access their HSA online at with a single click from the Blue Access for Members (BAM) web site. They do not need to provide additional sign-in credentials to get to their HSA from Flex. Learn more now!

To learn more about HSA plans, use the following technical resources made available by the Internal Revenue Service and U.S. Department of the Treasury:


Plan Design, Out-of-Pocket & Contribution Limitations