COBRA administration looks straightforward on paper: an employee has a qualifying event, you send a notice, they elect coverage or they don’t. In practice, it’s one of the more unforgiving corners of benefits compliance. The timelines are strict, the notice requirements are specific, and the penalties for getting it wrong can add up fast — …
Open enrollment season is a good time to look ahead, but it’s also an opportunity to reflect on what happened last year. Taking a few minutes to review your previous enrollment experience can help you identify what worked, what didn’t, and where you can make improvements this year. Here are a few questions to consider …
You may start seeing a new term in federal resources and benefits materials: CHOICE Arrangements. Here’s what it means for your program. On September 3, 2026, the Centers for Medicare & Medicaid Services (CMS) and the U.S. Small Business Administration (SBA) introduced a new public-facing name for Individual Coverage Health Reimbursement Arrangements (ICHRAs). They are …
Open enrollment may still be a few months away, but now is the perfect time to lay the groundwork for a smooth, successful season. By starting early, you can help employees feel more informed, more confident, and more likely to participate in the benefits programs your organization offers. A little preparation now can save time …