Health Reimbursement Arrangements (HRAs)

Picture this. Lower healthcare costs plus reimbursements for eligible health care expenses. A Health Reimbursement Account (HRA) from Flex can help you make it happen. Get involved in your healthcare purchases and save money as an educated consumer.

What are the Benefits of an HRA?

Also referred to as Health Reimbursement Arrangements, HRAs help you save money in three ways. First, you and your employer will receive typical insurance premium savings of up to 20% by when you choose a high-deductible health plan (HDHP) versus a standard PPO or HMO insurance plan. Second, it helps you understand the “true” cost of healthcare which ultimately encourages you to spend more wisely. Third, a Health Reimbursement Account is a tax-advantaged program, so reimbursements for eligible expenses are tax-free to you.

With our HRA, you get piece of mind knowing that we are here to guide you every step of the way – saving you precious time and energy. We offer a first class experience that puts you in control and offers features selected by your employer, which may include:

  • Fast reimbursement of eligible expenses with a variety of frequency options
  • Easy access to funds, CrossTech simplified claims processing and direct deposit
  • Secure web site with online claim submission, real time account information, online help tickets and more!

For more information about the features our HRA offers, please contact Flex or your employer.

View More Plan Features

Exclusive Features

Interactive web web site coupled with reimbursement options selected by your employer, including CrossTech claims technology, convenient debit cards and/or direct deposit that make using your benefits simple.

Personalized Service

Live one-on-one customer care with dedicated specialists

Web site - Integrated plan access, including:

  • Review account balances and activity
  • Submit claims online, upload receipts and view status
  • Access payment history and plan information
  • Add and update banking information
  • Download Forms
  • Submit help tickets, and more!

What is an HRA?

How Does a Health Reimbursement Arrangement Work?

What HRA Plan Designs are Available to My Employer?


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