COBRA Customer Service Representative
Position Summary
Flexible Benefit Service LLC (Flex) is seeking a detail-oriented, service-driven COBRA Customer Service Representative to support our brokers, employer clients, and qualified beneficiaries with health plan continuation administration.
This role is accountable for the timely and accurate processing of COBRA qualifying events, eligibility updates, EDI and lockbox file processing, carrier coordination, and high-touch customer support. The ideal candidate thrives in a compliance-driven environment, communicates complex benefit information clearly, and delivers exceptional service under tight timelines.
What You Will Do
COBRA Administration & Eligibility Management
- Process qualifying events accurately and within regulatory timeframes
- Maintain employer eligibility records, including new hires and terminations
- Process and reconcile EDI and lockbox files
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Manage annual COBRA renewals, including:
- Collecting renewal data from employers and brokers
- Updating plan designs, rates, and open enrollment parameters
- Ensuring Qualified Beneficiaries are updated post-enrollment
Client & Participant Support
- Respond promptly to calls and emails from COBRA participants, brokers, and plan administrators
- Explain benefit plan details, COBRA regulations, and required notices
- Support employers with remittance questions, invoice inquiries, and compliance guidance
- Provide website overviews and functionality support to employers and participants
Carrier & Vendor Coordination
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Work directly with insurance carriers on:
- Reinstatements
- Termination confirmations
- Eligibility discrepancies
Cross-Training & CDHP Support
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Cross-train to support CDHP plans, including:
- HRA, FSA, HSA, Commuter, and Lifestyle Spending Accounts
- Claims support
- Participant website navigation and functionality
Flex operates in a dynamic, compliance-driven environment. Responsibilities may evolve based on business needs.
Qualifications
Education
- Preferred: Associate Degree.
Required Experience
- Customer service and call center experience in a fast-paced environment
- Strong attention to detail and accurate data entry skills
- Clear, professional verbal and written communication
- Ability to explain complex benefit regulations in a client-friendly manner
- Proficiency in Microsoft Word, Excel, Outlook, and database systems
- Organized, deadline-driven, and process-focused
- Professional, service-oriented demeanor
- Ability to work independently and collaboratively
- COBRA administration experience preferred
Why Join Flex?
Flexible Benefit Service LLC is a leading third-party administrator serving brokers and employers nationwide. We specialize in COBRA, consumer-directed health plans (HRA, FSA, HSA), and related compliance services.
At Flex, you’ll join a team that values:
- Precision and compliance excellence
- Client partnership and responsiveness
- Continuous improvement
- Professional growth in the employee benefits industry
Location & Work Structure
- Chicago-based organization
- Hybrid work environment
If you are passionate about benefits administration, thrive in a structured yet fast-paced environment, and take pride in delivering exceptional service with regulatory precision, we encourage you to apply.
Apply today and grow your career with Flex.
Apply Now >>
