Benefits Buzz

Posted August 8th, 2018 in Producers

If you were to make a list of your favorite things to do, prospecting for new group health leads would probably come in just behind getting a root canal. We get it, prospecting can be tough. It takes a lot of time and effort to be successful and it’s easy to get discouraged by poor response rates. Even if you can get past the caller ID or administrative assistant and actually speak to a decision maker, you’re probably going to get more negative responses than positive ones. Let’s face it, rejection is a natural part of the process!

Posted August 7th, 2018 in Producers, Individuals

Last week, the Trump administration issued final rules which extend the maximum duration of short-term medical plans (STM plans). STM plans can now have an initial coverage period just shy of one year (364 days). Taking into account renewals, STM plans can have a maximum duration of up to 36 months.

Posted August 2nd, 2018 in Employers, Producers, Individuals

Last week, the House of Representatives (House) passed two bills which would expand Health Savings Accounts (HSAs) and make other changes to the healthcare industry. Below is a summary of key HSA provisions included:

HR 6311

Posted July 31st, 2018 in Producers
Working with a General Agent (GA) is a great way for small group insurance brokers to increase their earnings potential. With fewer than 1 in 3 small employers (2-50 employees) in the U.S. offering health insurance to employees, the opportunity to sell small group health coverage has never been better. When you partner with the Flex General Agency, we help make this opportunity a reality…giving you significant earning power!
 
Posted July 26th, 2018 in Producers

Recently, we’ve been exploring the role of General Agents and addressing some of the common misconceptions that people often have about them. There’s no question that working with a General Agent (GA) can be extremely beneficial for insurance brokers. However, not all GAs are created equal.

There are different types of arrangements out there and not every organization that represents itself as a GA meets the necessary criteria. When looking for a GA to work with, it’s important to look for a “true” GA.  

Posted July 25th, 2018 in Producers, Employers
Recently, the Department of Labor (DOL) finalized new rules pertaining to association health plans (AHPs). The intent of the new rules is to make it easier for small businesses (including self-employed individuals) to join forces when purchasing health insurance coverage.

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