Benefits Buzz

New HDHP Enhancements

Posted on July 25th, 2019

President Donald Trump issued an executive order last month aiming to improve price and quality transparency in the healthcare industry. Among other things, the executive order called for the Department of Treasury to issue regulations that would allow qualified high deductible health plans (HDHPs) to provide low-cost preventive services for individuals with chronic medical conditions prior to the deductible being satisfied. Coverage for these services prior to the deductible being satisfied would not disqualify an individual from establishing and contributing to a Health Savings Account (HSA) like it has in the past.

On July 17, 2019, the Department of Treasury issued Notice 2019-45 which has expanded the types of services an HDHP can cover prior to the deductible being satisfied. These services are in addition to the preventive care benefits which are currently allowed. 

A summary of the new services which can be covered before the deductible is outlined below:

The regulations included in Notice 2019-45 are effective as of the publish date (July 17, 2019). 

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