Producers

Posted September 18th, 2018 in Employers, Producers

The Employer Mandate regulations refer to seasonal employees and seasonal workers, and yes, there is a difference. Let’s break this down as simply as possible by starting with a few refresher points.

Posted September 11th, 2018 in Employers, Producers, Individuals

The midterm elections will be held on November 6, 2018, and the Affordable Care Act (ACA) will surely be a hot topic on campaign trails. Republicans are expected to continue down a path of conveying their belief that the ACA is ineffective and has driven up healthcare costs. Democrats are expected to point out consumer protections that are included in the ACA, such as coverage for pre-existing conditions and essential health benefits.

Posted September 6th, 2018 in Employers, Producers

For small businesses, a great dental insurance plan makes your business more appealing to new hires — and keeps your employees smiling. In fact, 86% of small business employees say dental benefits are a must-have1.

But not all dental plans are created equal. You want a plan that provides your employees with high-quality, cost-effective coverage, easy access to updated treatments, reliable expertise and more.

Posted September 4th, 2018 in Employers, Producers

How small businesses can use the power of benefits to make employees happy and improve the bottom line.

Posted September 4th, 2018 in Employers, Producers, Individuals

The Internal Revenue Service (IRS) has revised its frequently asked questions (FAQ) information pertaining to the Employer Mandate. More specifically, the IRS has confirmed that an employer who provides coverage through an association health plan (AHP) has no relevance to the Employer Mandate. An employer isn’t dragged into the Employer Mandate requirements simply because they provide coverage through an AHP. Only employers with 50 or more full-time equivalent employees in the prior calendar year will be subject to the Employer Mandate. Question and answer #18 from the FAQ is shown below.

Posted August 30th, 2018 in Producers

The Flex General Agency is proud to announce the addition of Scott and White Health Plan to its General Agency portfolio for small group health insurance in the state of Texas.

Posted August 28th, 2018 in Employers, Producers

In October of 2017, President Donald Trump issued an executive order which was entitled “Promoting Healthcare Choice and Competition Across the United States.” The executive order instructed regulatory agencies to focus on three initiatives:

Posted August 23rd, 2018 in Producers

The Flex General Agency partners with Molina Healthcare in Texas for Individual Health Plans

We are excited to add Molina Healthcare’s (Molina) individual health plans to our General Agency portfolio in the state of Texas. Molina is a Fortune 500 company and was strategically chosen as a carrier who has competitive individual health plans available on the Health Insurance Marketplace (Marketplace) and is growing in Texas.

Posted August 14th, 2018 in Employers, Producers

Flexible Benefit Service Corporation (Flex) offers debit cards as a reimbursement option with several different Health Reimbursement Arrangement (HRA) plan designs.

Posted August 8th, 2018 in Producers

If you were to make a list of your favorite things to do, prospecting for new group health leads would probably come in just behind getting a root canal. We get it, prospecting can be tough. It takes a lot of time and effort to be successful and it’s easy to get discouraged by poor response rates. Even if you can get past the caller ID or administrative assistant and actually speak to a decision maker, you’re probably going to get more negative responses than positive ones. Let’s face it, rejection is a natural part of the process!

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