public exchange

Posted June 12th, 2015 in Producers, Employers, Individuals
There’s an interesting story developing in Texas which may have a carryover effect to other states. The Texas House of Representatives and Senate have approved House Bill 1514, which would require the letters “QHP” to be included on ID cards of any health plan purchased through the Exchange. QHP, which stands for Qualified Health Plan, would help doctors and medical providers understand the type of coverage a patient has prior to providing any services.
Posted March 28th, 2014 in Producers, Employers, Individuals

Applies to those who have started the enrollment process and experienced an error

Earlier this week, the Obama administration announced that some consumers will have until mid-April if they were unable to enroll because of an error by the federal exchange or by the Department of Health and Human Services (HHS). People will be able to qualify for an extension by checking a box on HealthCare.gov to indicate that they tried to enroll for on-exchange plans before the deadline. 
Posted January 31st, 2014 in Producers, Employers, Individuals

As one of the essential health benefits covered in the Health Insurance Marketplace, pediatric dental care has been top of mind. This February will be the first time that National Children’s Dental Health Month will take place while the Affordable Care Act (ACA) is in full swing.

Posted November 25th, 2013 in Producers, Employers, Individuals

The Center for Medicare and Medicaid Services (CMS) made a significant announcement on November 19, 2013 that will give insurance companies the ability to verify subsidy eligibility and directly enroll individuals in a subsidized plan without having to direct them to the Federally Facilitated Marketplace (FFM) as part of the process. This announcement appears to be a way to address some of the technical problems and glitches that HealthCare.gov has been plagued with since its launch on October 1, 2013. 

Posted September 10th, 2013 in Producers

Part II of the registration process for insurance producers to sell coverage in the Federally-Facilitated and State Partnership Exchanges has officially launched.  Part II only needs to be completed by producers who wish to sell in the individual market

Part II is expected to take approximately 30 minutes to complete and requires identity proofing on the Centers of Medicare and Medicaid Services (CMS) Enterprise Portal.

Posted August 13th, 2013 in Producers

The Center for Medicare and Medicaid Services (CMS) has launched the first part of the certification process required for producers to sell insurance products in federally facilitated and state partnership exchanges.

There are different requirements that must be completed depending on the products that the producer wishes to sell. Please note that some courses are highly recommended but not required. 

Posted May 13th, 2013 in Producers

The Center for Consumer Information and Insurance Oversight (CCIIO) published guidance on May 1, 2013 about the role of insurance producers in the Health Insurance Marketplaces, also referred to as the public exchanges.

The guidance suggests that insurance producers will play a valuable role in facilitating public exchange enrollments starting this October.

Posted March 18th, 2013 in Individuals, Employers, Producers

The U.S. Department of Health and Human Services (HHS) has published a draft version of the individual application that will be used for public exchange enrollments starting on October 1, 2013. The application may be as long as 21 pages for some families.

Estimates indicate the online application process will take a minimum of 45 minutes to complete, and it could be even longer for individuals applying for coverage with dependents. Social Security Numbers, citizenship and residency status and employment and income verification are among the items that will need to be disclosed. A recent AP news article indicated the application process "could be as daunting as doing your taxes."

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