small employer

Posted September 11th, 2019 in Producers

Think you know how your small business clients feel about healthcare benefits? As their trusted advisor, you probably have the best perspective.

Posted March 26th, 2019 in Employers, Producers

Simple Cafeteria Plans were created by the Affordable Care Act (ACA) and have been an option for eligible employers since 2011. This type of plan provides eligible employers with an automatic pass for many of the non-discrimination tests that apply to Cafeteria Plans and its component benefits. This is the primary difference between a Simple Cafeteria Plan and other more traditional Cafeteria Plans. 

Posted January 31st, 2019 in Producers, Employers

A stand-out strategy for small businesses:  Voluntary benefits enable small companies to do more with less

The competition for talent is fierce for small businesses. One in four say the talent pool for their open positions is poor, [1] and the Society for Human Resource Management lists retaining employees as one of the top three issues facing companies with 3-99 employees (along with employee productivity and controlling health insurance costs).[2]

Posted September 4th, 2018 in Employers, Producers

How small businesses can use the power of benefits to make employees happy and improve the bottom line.

Posted July 25th, 2018 in Producers, Employers
Recently, the Department of Labor (DOL) finalized new rules pertaining to association health plans (AHPs). The intent of the new rules is to make it easier for small businesses (including self-employed individuals) to join forces when purchasing health insurance coverage.
Posted June 7th, 2018 in Producers
As a health insurance producer, you’re always looking for ways to increase your income and grow your book of business. Nowadays, with the ACA wreaking havoc and benefits budgets being slashed left and right, this can seem like an uphill battle. That’s where ancillary products come in.
 
With so much focus on health plans in recent years, ancillary products are often more of an afterthought than an active component of sales strategy. Well, it’s time to give them another look. 
 

Here are the top 5 reasons to sell ancillary products:

Posted December 13th, 2016 in Producers, Employers

Flexible Benefit Service Corporation (Flex) is excited to tell you about the 21st Century Cures Act which was signed into law by President Obama on December 13, 2016. While the law primarily focuses on healthcare innovations and enhancing medical research, it also created a new type of Health Reimbursement Arrangement (HRA), referred to as a "Qualified Small Employer HRA."

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