small employer
Think you know how your small business clients feel about healthcare benefits? As their trusted advisor, you probably have the best perspective. But, some of the findings from the latest MetLife and U.S. Chamber of Commerce Small Business Index may surprise you.
Simple Cafeteria Plans were created by the Affordable Care Act (ACA) and have been an option for eligible employers since 2011. This type of plan provides eligible employers with an automatic pass for many of the non-discrimination tests that apply to Cafeteria Plans and its component benefits. This is the primary difference between a Simple Cafeteria Plan and other more traditional Cafeteria Plans.
A stand-out strategy for small businesses: Voluntary benefits enable small companies to do more with less
The competition for talent is fierce for small businesses. One in four say the talent pool for their open positions is poor, [1] and the Society for Human Resource Management lists retaining employees as one of the top three issues facing companies with 3-99 employees (along with employee productivity and controlling health insurance costs).[2]
How small businesses can use the power of benefits to make employees happy and improve the bottom line.
Here are the top 5 reasons to sell ancillary products:
Flexible Benefit Service LLC (Flex) is excited to tell you about the 21st Century Cures Act which was signed into law by President Obama on December 13, 2016. While the law primarily focuses on healthcare innovations and enhancing medical research, it also created a new type of Health Reimbursement Arrangement (HRA), referred to as a "Qualified Small Employer HRA."